Internet Merchant Accounts

Business Merchant Account - Get One
By Joshua Feinberg

Business merchant accounts are critical to have if you want to
accept credit cards. Business merchant accounts are not limited
to those computer consultants reselling products either. They
are a good idea for any sale, especially when you are selling to
new clients.

If you have a business merchant account you will not have to
chase down outstanding debt. The cost is not that high and you
don't have to buy traditional credit card processing equipment.
Now they have what is called a lab terminal, which allows you to
use your web browser to manage the transactions. The systems are
completely secure and most business merchant account providers
team up with larger companies that offer great advantages.

Costco's Business Merchant Account

One of the biggest secrets we learned about business merchant
accounts is that Costco provides a fantastic deal on credit card
processing through Nova Systems. It's such a great deal it can
actually pay for your entire Costco membership. Here are some
particulars:

All of the monthly statement and gateway fees are waived -
savings of $25 - $50 per month
Very competitive discount rates on Visa and MasterCard.

You can add on processing for American Express and Discover -
you will find that even though American Express transaction fees
are higher, it is a very popular card with small businesses.
The charges billed are transferred quickly and directly into
your business bank account - this is a lot faster than doing
your billing or invoicing once a week or so.

Paypal

Paypal is a popular alternative to traditional business
merchant accounts. Paypal is very easy to set up and the set up
is free. There are restrictions though on what you can do and
how you can withdraw your money. The largest drawback is the
negative connotation of being an ebay related service where
people sell garage sale stuff as a hobby.

The Bottom Line on Business Merchant Accounts

Business merchant accounts will help you get paid faster. There
are fees involved but the customer convenience and no hassle
approach to receiving your money make it worthwhile. There are
different business merchant accounts available so do your
homework and choose the one that makes the best sense for you.

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About the Author: Joshua Feinberg helps computer consultant
business owners get steady, high-paying clients. Sign-up now for
Joshua's free audio training that shows you how to use
field-tested, proven Small Biz Tech Talk tools at
http://www.SmallBizTechTalk.com/blog

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